Old Rupee Notes
Most of us should have faced the problem of encountering to recieve a mutiliated and soiled rupee notes. The first and foremost thing that you would think of resorting to is hand over the same to someone. Wait. Before resorting to such an ugly thing and making the rupee note that has already put its hard work in circulation, consider giving it back to a bank who would take it out of the circulation and return it to Reserve Bank of India. You can check out Reserve Bank website which outlines clearly that all commercial banks should accept any form of soiled or mutiliated notes without any demur. You also get the full face value of the amount. There is no charge for the same.
For example, I have been using the same at Velacherry Axis Bank and they are pleased to help us in the same. Only once, I had an issue with Madipakkam Axis Bank. Being new to bank work, the teller guy was showing novel gestures but after giving him a gentle tap, he accepted the same.
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